Save money by refinancing your auto loan and get paid $200 cash!*

Your car is one of your most important possessions. It's not just how you get from point A to point B. It's your key to adventure! Get the most out of your car by refinancing at a lower rate and monthly payment, so you can keep driving with more money in your pocket.

Plus, for a limited time only, use your personalized promo code to get $200 and no payments for up to 90 days!**

For a limited time only, GET PAID $200 CASH to refinance and save!
For a limited time only, no payments for up to 90 days when you refinance and save!

It's easy to start saving today:

Step One

Apply online with your
personalized promo code.

It only takes 5 minutes to complete our easy-to-use, secure application.

Step Two

Confirm your loan details.

We'll send you a link with several loan options, and you can pick the one that works best for your budget and goals.

Step Three

Enjoy your savings.

Once your loan is complete, we'll pay off your old auto loan and help you transfer your title.

Refinance with First Service and Save

Serious Savings

Save big over the life of your loan by lowering your interest rates and monthly payments.

Protect Your Loan

Get peace of mind to cover both your car and your loan with Multi-Shield, Mechanical Breakdown Protection, GAP, and debt protection.

Quick & Easy Approval

Get the financing you need when you need it with our simple online application and quick turnaround on approval.

Bank on the Go

Enjoy free Online and Mobile Banking to check your balances, make payments and more anytime, anywhere.

Coast-to-Coast Access

You receive access to over 5,000 credit union branches and 30,000 free ATMs nationwide through our network of credit union partners.***

We're Here For You

Here you’re more than just a number. You’re a member and part-owner of a credit union that exists to serve you.

See What Our Members Have to Say

"First Service has helped me pay off all of my loans, so now I can start saving for my future!"

-Deiner M., member since 2015

"I love this credit union! They gave me a chance and have helped me build credit, so I could buy my first car!"

-Jannie M., member since 2013

"The service I receive from First Service exceeds my expectations on all levels."

-Joyce B., member since 2015

*$200 Auto Loan Incentive: This is a limited time offer and subject to change at any time. Must use promo code when applying. Must finance an auto loan amount of $10,000 or greater to qualify for the $200 cash offer. Cash-out title loans not eligible for $200 cash offer. Subject to credit approval. Current First Service loans are not eligible for cash offers, complimentary insurance, or other promotions.

**No Payments For Up to 90 Days: This is a limited time offer and subject to change at any time. Subject to credit approval. Interest will accrue during the deferment period.

***CO-OP Shared Branching: Account access at CO-OP shared branches is available after 45 days of membership. Shared ATMs may be used at any time after joining the credit union.