It's easy to start saving. For a limited time only, you'll get paid $200 and have no payments due for up to 90 days!
Apply With Your Promo Code
It only takes 5 minutes to complete our easy-to-use, secure application.
Choose Your Loan Options
We’ll email you a link where you can customize your loan to fit with your budget.
Enjoy Your Savings
Once your loan is complete, we'll pay off your old auto loan and help you transfer your title.
Refinance with First Service and Save
Save big over the life of your loan by lowering your interest rates and monthly payments.
Get a Break from Payments
When you refinance with First Service, your first payment won't be due for up to 90 days.
Protect Your Loan
Choose from affordable protection plans to cover repairs, maintenance, or other emergencies.
Bank on the Go
Enjoy free digital banking to check your balances, make payments and more anytime, anywhere.
Get access to over 5,000 credit union branches and 30,000 free ATMs nationwide through the CO-OP network.3
We're Here For You
Here you’re more than just a number. You’re a member and part-owner of a credit union that exists to serve you.
Check Out These Additional Resources
See What Our Members Have to Say
"First Service has always come through for me. I know that they will always take care of me when I need them."
-Deiner M., member since 2015
"I love this credit union! They gave me a chance and have helped me build credit, so I could buy my car!"
-Jannie M., member since 2013
"The service I receive from First Service exceeds my expectations on all levels."
-Joyce B., member since 2015
1$200 Auto Loan Incentive: This is a limited time offer and subject to change at any time. Must use promo code when applying. Must finance an auto loan amount of $10,000 or greater to qualify for the $200 cash offer. Cash-out title loans not eligible for $200 cash offer. Subject to credit approval. Current First Service loans are not eligible for cash offers, complimentary insurance, or other promotions.
2No Payments For Up to 90 Days: This is a limited time offer and subject to change at any time. Subject to credit approval. Interest will accrue during the deferment period.
3CO-OP Shared Branching: Account access at CO-OP shared branches is available after 45 days of membership. Shared ATMs may be used at any time after joining the credit union.